Isnin, 8 Ogos 2011

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Jawatan Kosong di Pentadbiran Kerajaan <b>Negeri Pulau Pinang</b> <b>...</b>

Posted: 14 Jul 2011 10:15 AM PDT

How To Make Money Trading Forex

Forex is the knowledge and business of making money through exchanging foreign currencies. Forex is not a new business and its history is as old as the history of money.

There are people who have been making money through Forex from many years ago. Fortunately, with the help of computer and internet, Forex trading has become much easier. You can sit at your personal computer and trade from home without having to make any phone call or referring to any bank.

How is it possible?

There are broker companies that enable you to buy and sell different currencies through the Internet and some simple softwares. For any trade that you make, you pay a small commission to the broker company that you are trading through it. You need to find a good, reliable and well-known broker company and sign up for an account with it. Then you have to fund your account. You use the money you have in your account to trade. Any profit that you make, will be added to your account and vise versa. Then you can withdraw the money you have made.

What currencies can you trade?

In Forex, you deal with currency pairs. There are four main currency pairs: British Pound and USD (GBP/USD), Euro and USD (EUR/USD), USD and Japanese Yen (USD/JPY), USD and Swiss Frank (USD/CHF).

In each currency pair, the first currency works as the commodity and the second one works as the money. For example when you choose the GBP/USD to trade, if you buy, you buy British Pound against USD and if you sell, you sell British Pound against USD. It doesn't matter what currency you have in your account. The trading software makes the exchanges automatically.

Fundamental analysis has a long term usage but good traders can predict the sudden changes that happen after releasing an important news about economic situation of an important country. For example when the news says that economic situation of USA is improved for 5% in comparison to the last month, USD will become stronger and people start buying it. So the value of USD will go up because of the sudden increase of demand. If you know the effect of the news on the price, you can take the proper position and make money. Of course there are two sides in this story which means if you take the wrong position, you will lose.
Info : Avoiding Home Business Failures
It's been said that 80% of all small business dies within the first 3 years. And the rest are somehow struggling along with meager revenues. Only a handful is successful. Home based business has an even shorter lifespan. Every enthusiastic home based venture starts out with a big promise, a lot of excitement and enthusiasm.

However at the first signs of trouble or a slow take off the people become panicky. Having been accustomed to regular pay check, when the money does not roll in week after week and the bank balance hits the low digits, there is a sense of panic and the exciting home business gets trashed.

My own experience tells me this happens just when you are through with organizing, setting up and the difficult transition period of reaching out to the customers, you decide to wind up the business in favor of a job.

Now here are a few tips to persevere and make a success of your home business.

Plan in advance your finances for running your family for a minimum period of 6 months.

Plan every aspect of your business – right from creating the product to final shipments - on paper. Don't leave out anything. This is what is called a business plan. Make it elaborate and group each aspect under a heading and subheading.

Home workers need to set a disciplined work schedule. Having no bosses around or compulsions of commuting may make you take things easy and relaxed. At least for the first 6 month work as if you are in employment and put in the required hours. You can relax and cut down on working hours when you start earning enough.

Don't procrastinate or put things off for tomorrow. Action is one major ingredient for success. If you need to do something do it today. Do it now.

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Posted: 05 Aug 2011 02:40 AM PDT


Has the Penang state government done enough to ensure adequate availability of low-income housing in the state?

Kebelangan ini, nampaknya ada kerisauan di kalangan penduduk Pulau Pinang yang menrungut dan kuatir tentang harga rumah yang melambung tinggi sehingga ramai yang tidak sanggup membeli rumah sendiri.

Berikut adalah rekod kelulusan/pembangunan ruman kos rendah and kos sederhana sejak Pakatan mengambil-alih teraju kepimpinan kerajaan Pulau Pinang.

Source: Penang state government

It means the state government and its agencies are developing 3421 low- and medium-cost apartments in the state while the private sector is putting up 8175 such homes. (What is the total number of homes being put up by the private sector and has it met its 30 per cent low-cost quota?)

If we are looking at just low-cost housing, the stage government/agencies are developing 1194 homes while the private sector is constructing 2612. (Low-cost homes are priced at RM42000 while medium-cost homes are priced at RM72500.)

Saya rasa lebih boleh dibuat untuk memastikan bekalan rumah kos rendah mencukupi untuk kalangan pekerja.

To prevention speculation in low- and medium-cost housing, tighter criteria should be put in place to ensure no resale of such houses perhaps for at least 10 years. Only those who are really in the low-income group should be eligible for such housing.

Dalam tahun tujuh puluhan, PDC telah membina bandar baru dengan banyak rumah kos rendah untuk kalangan pekerja gaji rendah. True, land was plentiful back then, but the state needs to do more to get rid of the perception that new housing in the state is now largely aimed at the upper middle-class and super-rich.

Kini saya sedang menunggu untuk melihat sejauh mana Perbadanan Perumahan Pulau Pinang yang baru dapat menangani masalah ini.

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